The nerve of these creditors
Posted on July 16th, 2008 – 11:45 AMBy Kara McGuire
So, this message came into my in-box today:
Pay tuition with any American Express® Card now through September 30, 2008 and enjoy savings from 15 participating merchants in retail, travel, technology and more, available especially for students and parents during the back-to-school season. Visit On Campus and get these offers and many more.
Since the home equity line has dried up, might as well charge it and earn discounts on buying More More More. Put it this way, consumers who resort to charging tuition do not need a reminder that they can do so.
And while I’m ranting, creditors, if you are reading this, I am not interested in your “convenience” checks. A week doesn’t go by without a mailbox full of these offers. Just yesterday, I received a snail mail reminder from a credit card with a zero balance that my credit limit is $12,000 and I should feel free to start charging. Start shredding is more like it.
Maybe we should start “whiny Wednesdays” on Ka-Blog!
Readers, what’s getting your financial goat these days?
3 Responses to "The nerve of these creditors"
I finally had enough of getting the “convenience checks” (which MUST be shredded as far as I’m concerned) and called my main credit card and asked for them not to send. I’ve got my fingers crossed that they’ll listen, and if so, I’ll handle each other card as they come in.
Talk about an invitation to steal my identity!
Another option is to stop the credit bureaus from giving your information to credit card companies - http://www.optoutprescreen.com. I did this about two years ago, and don’t receive unsolicited offers anymore. Less junk mail, and less risk of identity theft.
I’ve called my credit card to cease and desist all convenience checks. Once the 3 week lag time lapsed, I haven’t gotten any. Worth the 5 minutes of trying to navigate through the phone system to talk to a rep.
