Anyone having fun looking at your investment portfolio these days? Probably not so much given the S&P 500 and the MSCI World Index are both down about 9 percent this year. Let’s just say I didn’t rip mine open immediately when it came home last night.

I was appreciative of another letter sent to me from my 401(k) company last week. It was the transaction record for the automatic rebalance program I have in place. This lets me set and forget my asset allocation and not let emotion or inertia get in the way of a well-balanced mutual funds diet.

If it weren’t for my rebalancing being on auto pilot, would I have taken close to $500 from my high-flying commodities fund and put it into my ailing international fund? Probably not.

How do you manage to stay on target in a tough market?

This entry was posted on Thursday, August 7th, 2008 at 3:56 pm and is filed under investing, retirement. You can follow any responses to this entry through the RSS 2.0 feed. Both comments and pings are currently closed.